THE QUINTANA GROUP

Disability Income insurance protects you in the case of loss of income. If you lose your ability to work, either from temporary or permanent disability, disability insurance replaces your income.

There are many different elements that make up a disability income insurance policy so it is important to understand when and how you will receive the disability income if the need arises.

Are you thinking that social security would cover you?

Think again. The benefits are limited. To determine your Social Security disability benefits and learn more about benefit eligibility visit http://www.ssa.gov/disability

What about Workers Compensation?

Workers Compensation helps replace your income if you are hurt on the job. What happens if you are hurt at home?

What if you tear a ligament while playing on your weekend co-ed baseball team and have to have surgery and can’t work for a few weeks? Or, you have a skiing accident?  Disability income insurance can help replace your income while you heal from the hazards of being a "weekend warrior".

Your greatest asset is your ability to earn a living. Think about it—what would become of you and your family if you suddenly became disabled and were no longer able to work? Disability income insurance can play a crucial role in helping you manage your financial needs if a disabling illness or injury occurs.