Medicare Advantage Plans are another way to get your Medicare Part A and Part B coverage. Medicare Advantage Plans, sometimes called “Part C” or “MA Plans,” are offered by Medicare-approved private companies that must follow the rules set by Medicare.

If you decide on a Medicare Advantage — or MA — plan, you’ll first enroll in parts A and B and pay the Part B premium. Then, in addition, you'll choose a Medicare Advantage plan and sign up with a private insurer.

Most Medicare Advantage Plans include drug coverage (Part D). Not all of these plans cover the same extra benefits, so make sure to read the plan descriptions carefully.

You qualify for Medicare Advantage Plan (Medicare Part C) if you already have Medicare parts A and B and if you live in the service area of the Medicare Part C provider you are considering.

In 2021, people with end-stage renal disease (ESRD) were eligible to enroll in a broader range of Medicare Advantage plans due to a law passed by Congress.

Shane Quintana, LUTCF
Business and Estate Planning Specialist

Donna Quintana, RHU
Employee Benefits and Health Insurance Specialist